The Government of India, while starting the Sukanya Samriddhi Yojana, said that ‘A daughter is like a shining lamp.’ This small savings plan is only for little girls.
Various schemes are run by the Government of India to make the future of girls bright and secure. Like Dear Daughter Yojana , Ladli Lakshmi Yojana, Cycle Assistance Yojana etc. Apart from this, savings schemes are run. Income tax exemption and higher interest rates are offered. So that people are encouraged to invest in these schemes and the future of daughters can be secured. Today we are going to give you information related to one such scheme launched by the central government. Its name is Sukanya Samriddhi Yojana .
Through Sukanya Samriddhi Yojana in Gujarai , the beneficiary can invest a large sum for his daughter’s education or marriage. Through this article you will get all important information regarding Sukanya Samriddhi Yojana. Apart from this, you will also get information related to eligibility, important documents and application by reading this article.
Who can benefit from this scheme?
It is mandatory to open an account under Sukanya Samriddhi Yojana within ten years before the birth of a daughter in the family. The account holder should be an Indian citizen and the account can be opened only in the name of the daughter.
A single parent or legal parent can open two accounts in the name of daughter. Some exemptions are granted only in exceptional cases.
An account can be opened for this scheme by depositing Rs 250. After that, up to one and a half lakh rupees can be deposited in it every year.
It is necessary to keep depositing money in the account without ever defaulting for 15 years after opening the account. After 21 years of opening the account, the depositor will get the deposited money along with all the benefits on maturity of the scheme.
Let’s understand this with an example.
If you keep depositing Rs 1,000 every month, you will get five lakh rupees at the time of maturity.
If you keep depositing Rs 12,500 every month for 15 years without fail, you can get Rs 71 lakh at maturity.
If you keep depositing a total of Rs 60,000 per year for 15 years without default, you will get more than Rs 28 lakh at maturity.
Under Sukanya Samriddhi Yojana account can be opened in any post office or government and commercial bank in the country.
Reduction in interest rates of small savings plans, know how much interest will be paid on which plan?
Sukanya Samriddhi Yojana has been launched by the Government of India. This is a savings plan. To avail the benefits under this scheme, the account has to be opened before the daughter attains the age of 10 years. The minimum investment limit in this account is Rs 250 and the maximum limit is up to Rs 1.5 lakh. Citizens This investment can be made for daughter’s higher education or marriage. Through this scheme, the government will provide interest on the investment at the rate of 7.6%. Apart from this, tax exemption will also be given on investment under Sukanya Samriddhi Yojana. This scheme has been launched under Beti Bachao Beti Padhao Yojana .
- Sukanya Samriddhi Yojana can be opened at any authorized post office branch or merchant branch. Sukanya Samriddhi account can be operated till the daughter turns 21 or gets married after 18 years. 50% amount can be withdrawn after 18 years of age for higher education of daughter.
Objective Of Sukanya Samriddhi Yojana 2023
The purpose of Sukanya Samriddhi Yojana in Gujarati is to advance girls in the field of education and not let them run out of money when marriage is suitable. Poor people of the country can easily open a savings account in the bank for their daughter’s education and marriage expenses. Minimum Rs. 250 for. From this SSY 2022 the girls of the country will be encouraged and able to advance. This scheme should prevent female-feticide.
Highlights Of Sukanya Samriddhi Yojana In Gujarati
| Name of the scheme | Sukanya Samriddhi Yojana |
| Language of Article | Gujarati and English |
| Objective of the scheme | Various schemes are run by the Government of India to make the future of girls bright and secure . |
| Beneficiary | All eligible daughters of the country |
| When should the account be opened? | To avail the benefits under this scheme, the account has to be opened before the daughter attains the age of 10 years. |
| How many rupees can premium be paid? | The minimum investment limit in this account is Rs 250 and the maximum limit is up to Rs 1.5 lakh. |
| Sukanya Samriddhi Yojana Interest Rate | Under this scheme, the government will provide interest at the rate of 7.6% on the investment. |
| Download Sukanya Samriddhi Yojana Form Pdf | Download Now |
| Sukanya Samriddhi Yojana Gujarat | Click here |
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